What Kind of Drivers Need SR-22 Insurance in Ohio?

In Ohio, specific drivers must carry SR-22 insurance to demonstrate financial responsibility.

Drivers With Serious Traffic Violations

One of the primary groups of drivers who need SR-22 insurance in Ohio are those with serious traffic violations, such as those convicted of driving under the influence or operating a vehicle while intoxicated.

Drivers involved in multiple traffic violations within a short period may also be required to obtain SR-22 insurance. These offenses can include reckless driving, excessive speeding or accumulating too many points on their driving record. The SR-22 certificate proves that these high-risk drivers have the minimum liability coverage required in Ohio.

Drivers With License Revocations or Suspensions

Another category of drivers who need SR-22 insurance in Ohio is those whose driver’s license has been suspended or revoked. When a driver’s license is suspended or revoked, the state often mandates SR-22 insurance as a condition for reinstatement. License suspension or revocation can occur for numerous reasons, including being involved in an at-fault accident without auto liability insurance.

If ordered to do so, Ohio drivers must have an SR-22 certificate on file with the Ohio Bureau of Motor Vehicles. Drivers must maintain their SR-22 insurance for the duration specified by the state, typically three to five years.

Your agent can help you understand your SR-22 requirement. Insurers typically charge more for SR-22-compliant coverage, so shopping around for favorable rates is crucial.

Contact Us

Contact 1st Choice Insurance to learn about SR-22-compliant auto insurance in Ohio and explore options near you.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.